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Let me make it clear about Guidance papers

Let me make it clear about Guidance papers

To print an index that is complete the topic case regarding the Department’s presently applicable Administrative laws and Guidance Documents, click the link for a PDF variation.

FINANCE INSTITUTIONS STATEMENTS OF POLICY

  1. Powers of a State BankSets forth the powers of a state-chartered bank and defines products or services a state-chartered bank may provide.
  2. Loan manufacturing Offices in NebraskaPertains to loan manufacturing workplaces in Nebraska and includes explanations of these different regions of interest.
  3. Charge card Banking institutions in NebraskaContains a listing of concerns and answers credit that is regarding banking institutions in Nebraska.
  4. Bank and Bank Branch Naming PolicySets forth policies regarding the usage and approval of this chartered title of the bank, the names of most bank workplaces used inside the State of Nebraska, additionally the guidelines prohibiting the employment of confusingly comparable names by bank workplaces into the community that is same county.
  5. Re re re Payment of costs to an Insider of a BankCovers the dilemmas surrounding the re re re re payment of charges up to a bank insider.
  6. Formal and casual Administrative ActionsDescribes formal and casual administrative action procedures, including corrective action procedures try this web-site, because they relate solely to bank assessment results.
  7. Capital ComputationDefines just exactly just what “primary money” is, for purposes of computing capital at a bank that is state-chartered.
  8. Violations of Banking StatutesBriefly defines how a Department reacts to civil and banking that is criminal violations.
  9. Loan LimitsSets forth policies about the maximum quantity a bank might loan to a person.
  10. Livestock LoansSets forth policies regarding guidelines and limitations regarding loans guaranteed by livestock.
  11. Inclusion of Nonledger Assets in Total Amount Loaned Under State Lending LimitsPertains into the remedy for ledger and nonledger assets into the same credit line.
  12. Participation LoansSets forth policies about the renewal and purchase of involvement loans.
  13. Lending Limits Where Bank’s Capital DeclinesDiscusses limits that are lending a bank that experiences a decrease in bank money and includes examples for further clarification.
  14. Other genuine EstateContains policies regarding a bank’s acquisition of other real-estate.
  15. Standard bank Bond CoverageContains policies regarding lender relationship protection as needed by the Nebraska Banking Act.
  16. Disclosure of Information to Bonding CompaniesCovers the kinds of disclosures of data that will or is not made to bonding organizations.
  17. Outside Auditors and privacy of exams as well as other MaterialsSets forth policies that assist external auditors of the institution that is financial the coordination and interaction of data with examiners.
  18. Response Program/Notification Unauthorized Access to Customer InformationContains policies for finance institutions about the utilization of an answer system in the eventuality of an information safety breach and establishes the necessity to inform the Department of a information protection breach.

BANKING INSTITUTIONS MISCELLANEOUS GUIDANCE DOCUMENTS

  1. Community Development Investments: A Banker’s Guide BrochureA pamphlet for bankers containing information that is general community development assets.
  2. Financial Institution Directors: Duties & Responsibilities ManualA manual meant to assist people of the board of directors of a institution that is financial betterunderstand their duties and obligations.
  3. Executive Officer’s FAQAnswers questions that are common the certification of bank administrator officers.

MORTGAGE BANKING INTERPRETATIVE VIEWPOINTS

MORTGAGE BANKING MISCELLANEOUS GUIDANCE DOCUMENTS

  1. Conference of State Bank Supervisors—Guidance on Nontraditional Mortgage Product RisksDiscusses lender’s obligations concerning mortgage that is nontraditional.
  2. Illustrations of Consumer informative data on Nontraditional Mortgage ProductsProvides examples to aid home loan bankers and real estate loan originators to know the guidance and also to satisfy their responsibilities concerning mortgage that is nontraditional.
  3. Conference of State Bank Supervisors—Statement on Subprime Mortgage LendingDiscusses lender’s responsibilities subprime that is concerning loans.
  4. Real estate loan Originator License repair, Renewal, and Surrender FAQsAnswers typical concerns concerning upkeep, renewal, and surrender of home mortgage originator licenses.
  5. Home mortgage Originator License Application Process FAQsAnswers typical concerns concerning the program procedure for home mortgage originator licenses.
  6. General Licensing usually Asked QuestionsAnswers common concerns mortgage that is concerning originators and certification.
  7. Home loan Banker and MLO Assistance With Temporary Branch Relocations
  8. Temporary Branch Relocation Form

INSTALLMENT LOAN MISCELLANEOUS GUIDANCE DOCUMENTS

  1. Installment application for the loan General Hearing QuestionsContains commonly asked hearing concerns and subjects for Installment Loan License Application hearings.
  2. Installment Loan Licensing FAQsA range of commonly expected concerns and answers about the Nebraska Installment Loan Act.

DELAYED DEPOSIT SOLUTIONS INTERPRETATIVE VIEWPOINTS

  1. Determining optimum Service Fee that will Be Charged By Delayed Deposit LicenseesDiscusses the strategy for determining the most fees that get to be charged by delayed deposit services organizations.
  2. Concept of “Maker”Discusses certain requirements for the work as they relate to jointly owned standard bank reports.
  3. Definition of “Check”; Presentment; Penalty Charges; PrepaymentDiscusses the demands regarding the Act linked to depositing checks, authorizations to electronically debit accounts, notices to clients, prepayments, as well as the penalty fees which may be charged for checks came back funds that are nonsufficient.
  4. Approach to PaymentDiscusses the Act’s prohibition of charging you an individual extra charges or costs whenever spending the arises from a delayed deposit solutions deal.
  5. Holding of ChecksDiscusses certain requirements regarding the work as they relate to presenting checks plus the thirty-four time period that is holding.
  6. Assortment of Returned Checks; Partial Collection PaymentsDiscusses the collection means of checks came back for nonsufficient funds, such as the usage of ACH and number of partial products, allowable costs, and needed customer notices.
  7. Collection Things; Documentation RequiredDiscusses the records which should be retained by licensees associated with collection efforts on checks came back for nonsufficient funds.
  8. Utilization of the Terms “Loan” and loan”Discusses that are“Payday conditions under which delayed deposit services licensees might use the terms “loans” and “payday loans” to spell it out their business in marketing.
  9. Extensive re re Payment PlanDiscusses certain requirements for the Act concerning Extended repayment Plans (“EPP”), including amendment associated with delayed deposit contract, regards to an EPP, and prepayment of a EPP.
  10. Rescission; RedemptionDiscusses a maker’s straight to rescind a delayed deposit transaction, a maker’s directly to redeem a delayed deposit transaction, and a maker’s straight to rescind an authorization for electronic re payment.
  11. Army Personnel, Spouses and DependentsDiscusses limits regarding delayed deposit deals supplied to military workers, their partners, and dependents underneath the Act therefore the federal Military Lending Act of 2006.

DELAYED DEPOSIT SERVICES MISCELLANEOUS GUIDANCE PAPERS

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